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Terms & Conditions

By accessing or purchasing products from CTY HOLISTIC LEARNING, you agree to be bound by the following terms and conditions. Please read them carefully before making a purchase.

1. Digital Products:
All products offered by CTY HOLISTIC LEARNING are digital in nature, including PDF files, worksheets, guides, and video-based courses. No physical products will be shipped.

2. Access & Usage:
Purchased content is provided for personal use only. Sharing, reselling, reproducing, or distributing the content in any form without prior written permission from CTY HOLISTIC LEARNING is strictly prohibited.

3. Payments:
All payments must be made in full at the time of purchase. Prices, offers, and discounts are subject to change without prior notice.

4. Refund Policy:
Due to the digital nature of our products, no refunds, cancellations, or exchanges will be provided once the content is delivered or accessed, unless otherwise stated.

5. Intellectual Property:
All content, including PDFs, videos, text, graphics, and designs, is the intellectual property of CTY HOLISTIC LEARNING and is protected under applicable copyright laws.

6. Account & Download Responsibility:
Customers are responsible for ensuring correct email details and device compatibility. CTY HOLISTIC LEARNING will not be responsible for issues arising due to incorrect information or technical limitations on the user’s end.

7. Modification of Content:
CTY HOLISTIC LEARNING reserves the right to update, modify, or discontinue any product or service without prior notice to improve quality or relevance.

8. Limitation of Liability:
CTY HOLISTIC LEARNING shall not be held liable for any direct or indirect damages resulting from the use or inability to use our products.

9. Governing Law:
These terms shall be governed and interpreted in accordance with the laws of India.

10. Acceptance of Terms:
By completing a purchase or accessing our content, you acknowledge that you have read, understood, and agreed to these Terms & Conditions.